Terms of Use
Last updated: May 4, 2026
These Terms of Use apply to the ClearLedger website at https://clearledger.finance.
By using this website, you agree to these Terms. If you do not agree, do not use the website.
1. About ClearLedger
ClearLedger is an early-stage money clarity project.
The website currently provides a simple calculator that helps users understand basic money information based on numbers they enter.
ClearLedger may change, pause, or stop at any time.
2. Educational use only
ClearLedger is for general educational and informational use only.
ClearLedger does not provide financial advice, investment advice, tax advice, legal advice, debt advice, credit advice, or regulated financial services.
Any result shown on the website is based only on the numbers entered by the user. It is not a recommendation to take or avoid any financial action.
Users are responsible for their own financial decisions.
3. Calculator results
The calculator gives a simple estimate based on user-entered information.
Results may be incomplete, inaccurate, or unsuitable if the numbers entered are wrong, incomplete, outdated, or do not reflect the user’s full circumstances.
ClearLedger does not guarantee that any result is accurate, complete, suitable, or useful for any specific person or situation.
4. No guarantees
ClearLedger does not guarantee that users will save money, reduce debt, improve their finances, build wealth, change habits, or avoid financial difficulty.
The website is intended to help users see basic money information more clearly. Any action taken after using the website is the user’s own responsibility.
5. Waiting list
Users may choose to join the ClearLedger waiting list.
The waiting list form may ask for a first name, email address, and optional information about what the user wants to improve.
By joining the waiting list, users agree that ClearLedger may contact them about ClearLedger updates, early access, product research, and related information.
Users should not submit sensitive information through the waiting list form.
6. User responsibility
Users agree to use the website responsibly.
Users must not misuse the website, interfere with the website, attempt to break or overload the website, use it for unlawful purposes, submit harmful or abusive content, or copy ClearLedger materials without permission.
7. Privacy
Use of the website is also covered by the ClearLedger Privacy Policy.
The current calculator runs in the user’s browser. ClearLedger does not submit or store the numbers entered into the calculator.
If a user joins the waiting list, ClearLedger collects only the information submitted through that form.
8. Third-party services
ClearLedger may use third-party services to operate, host, analyse, or improve the website.
These may include services for website hosting, analytics, behaviour analytics, advertising pixels, form handling, or email delivery.
ClearLedger is not responsible for third-party websites, platforms, tools, services, policies, or actions.
9. Intellectual property
The ClearLedger name, website content, design, copy, interface, brand assets, and related materials belong to ClearLedger or its licensors.
Users may view and use the website for personal, non-commercial use only.
Users may not copy, reproduce, modify, distribute, sell, or use ClearLedger materials for commercial purposes without permission.
10. Website availability
ClearLedger may update, suspend, limit, or remove any part of the website at any time.
ClearLedger does not guarantee that the website will always be available, secure, accurate, uninterrupted, or error-free.
11. Limitation of liability
To the fullest extent allowed by law, ClearLedger is not liable for any loss, damage, cost, claim, decision, action, or consequence arising from or connected with:
- use of the website
- inability to use the website
- reliance on calculator results
- financial decisions made by users
- user-entered errors or missing information
- website errors, delays, bugs, or unavailability
- third-party services
- unauthorised access, technical issues, or data loss
Nothing in these Terms limits or excludes liability that cannot legally be limited or excluded.
12. Changes to these Terms
ClearLedger may update these Terms from time to time.
The updated version will be posted on this page with a new “Last updated” date.
Continued use of the website means the user accepts the updated Terms.
13. Contact
For questions about these Terms, contact ClearLedger through the official Facebook page: